Invoice Factoring
Invoice factoring is a financial service that enables businesses to convert their outstanding invoices into immediate cash. This service enhances cash flow by providing quick access to up to 90% of the value tied up in unpaid invoices, allowing businesses to meet their financial obligations and invest in growth opportunities without waiting for customer payments.
Unlike Invoice Discounting, when factoring the lender will normally handle your credit control. This will save your business time as you will not have to chase your clients for payment, allowing you to focus on your business.
*All credit profiles considered
How Does Invoice Factoring Work?
- Create Invoice: You provide goods or services to your customer and issue an invoice.
- You submit the unpaid invoice to a factoring provider.
- Immediate Cash Advance: The factoring provider advances you a percentage of the invoice value, typically between 70-90%.
- The factoring provider takes over the collection process and directly contacts your customer for payment – in line with agreed terms.
- Your customer pays directly to the factoring provider
- Once the customer pays the invoice in full, the factoring provider releases the remaining balance to you, less any pre agreed fee.
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Benefits of Invoice Factoring
- Receive immediate funds to cover expenses, invest in growth, or manage unexpected costs.
- Save time and resources by letting the factoring provider handle the collection process.
- No trading history required.
- Relies on creditworthiness of your customer.
- Option to insure against risk of non payment.
Is this right for your business?
With a wide and varied range of funding solutions and lenders, it can be difficult to understand which is the best option for your business. At Aim Financial Solutions, we will help you to understand which funding options are the best solution for your business and we will help you to secure the most competitive terms with the best lender for your circumstances.
Ready to unlock your working capital? Contact us today to learn more about how invoice finance services can benefit your business.
Don’t take our word for it…
reena gaur 10/07/2024 Trustindex verifies that the original source of the review is Google. Excellent experience with Aim Financial solutions. Highly recommend them. 
Howard Spooner 27/06/2024 Trustindex verifies that the original source of the review is Google. Stellar Financial Services Firm with Exceptional Leadership
I recently had the opportunity to engage with a leading financial services firm- the experience has been nothing short of exceptional. This firm, under the astute leadership of Managing Director Shaun Elliot, has set a benchmark for excellence in financial solutions.
From the outset, it was clear that the firm prioritizes a deep understanding of the financial markets and provides tailored solutions to meet the unique needs of each client-especially when it comes to help with working capital. The breadth of knowledge and expertise within the team is impressive.
Shaun Elliot is a seasoned professional whose vast experience and deep understanding of the financial markets are evident in every interaction. His resourcefulness and innovative approach to problem-solving are impressive. His ability to anticipate market trends and adapt strategies accordingly is a testament to his skill and foresight.
The firm's dedication to client satisfaction is evident in their proactive approach and personalized service. They take the time to thoroughly understand their clients' goals and challenges, ensuring that the financial strategies they recommend are perfectly aligned with their clients' needs. This level of commitment is rare and highly commendable.
Their deep market knowledge and unwavering commitment to client success make them a trusted partner for any financial needs. I highly recommend their services.
SPOONER CONSULTING LIMITED 
Ali Wasfy 24/06/2024 Trustindex verifies that the original source of the review is Google. Shaun has been exceptionally supportive and proactive in managing our banking needs. His expertise has been invaluable as our business expands internationally. We appreciate his dedication and look forward to continued collaboration. 
Susie Kevern 02/05/2024 Trustindex verifies that the original source of the review is Google. Shaun is tremendously experienced and his support was invaluable in finding funding for my client's business. He found quotes from several interested funders, compared the offers and made it easy to see which was the best offer. He also dealt with all the follow up questions so that the whole process was pain free and successful. I will be using his services again. 
Peter Brown 29/04/2024 Trustindex verifies that the original source of the review is Google. Quality service from start to finish. Had the pleasure of using their services more than once and they never disappoint. Very knowledgeable and personable. Highly recommend. ⭐️⭐️⭐️⭐️⭐️ 
Karen Tovey 16/02/2024 Trustindex verifies that the original source of the review is Google. Very professional and helpful, quick response to queries 
George Heighway 21/12/2023 Trustindex verifies that the original source of the review is Google. Shaun at AIM has sorted our business requirements out on a number of occasions now, I cannot fault the service at all. Support from the initial enquiry to AIM securing our needs was top level. Highly recommend 
Michele Scott-Lynch 20/12/2023 Trustindex verifies that the original source of the review is Google. I needed funding to help with a pressing cash flow issue and reached out to Shaun. He was super responsive and managed to secure a funding option in a short space of time. I highly recommend his service. 
shaheeda akhtar 22/06/2023 Trustindex verifies that the original source of the review is Google. Absolutely great service! We were really worried with obtaining a financial loan for our company. Spoke to Shaun and we had it sorted within days, and yes I wrote "within days" not even a week and the funds were in our account.
Thank you very much Shaun.